The bank conducts the currency merchandise to be subjected to the letter and 援 to believe business,issue the reputation currency,the management money flow,act as to lie in the reputation,adjust a funds to supply with the need and carry out currency of save the financing institution of the loan and balance of accounts.
The bank is the corpus of the modern financial industry,is the vital point of the national economy operation.The industry and development of the bank are decide by the development of the merchandise currency economy of,the coined money agiotage of the ex- capitalism society is the foundation of the bank development.
The most ancient bank can trace back to till 2000 B.C.in the world,some templeses of the ancient times society in Western Europe have already been engaged in a preservation gold and silver,issued a loan and accepted to pay interest at that time of activity.400 B.C.at Athens,200 B.C.the empire in Rome,appeared money a company successively with similar the business organization of the bank.
The emergence of the modern bank is in the basinet Europe,center Italy in world that is at that time produces first.The Wearnes bank that the Italy establishes in 1171,establish in 1407 of hot second that bank and established one after another henceforth of some banks,mainly be engaged in to save,loan business,mostly have an usury property.England established in 1694 of the Albion bank is the first capitalism share bank in the world.Go to the beginning of 19 centuries at the end of 18 centuries,produce a relation along with the capitalism of extensive establishment and the capitalism merchandise economy of develop continuously,the capitalism bank can widespread establishment.The capitalism bank is a special capitalism business enterprise,its main working talent conducts the currency capital,publishing reputation to circulate tool,acting as to lie and pay to win to lie in the reputation of of the capitalist.Enter imperialistic period,the 垄 of the bank break organization along with capital of continuously concentrated but become.The bank 垄 breaks the capital and industrial 垄 to break the capital dissolve as financial capital,bank from original simple of in lie a person to turn into into all-powerful 垄 to break,it since is the nerve center that controls national economy,can strengthen through the form of the capital exportation and the multinational bank to extend outward again.
The creation of the our country banking can trace back to till Tang Dynasty of more than 1000 year agoses,appearing some organizations that operated concurrently money at that time,such as 邸 store,quality database etc.;Later on,Sung generation the rich building,money spread,Ming Dynasty rich Chuang,QIAN2 SI4,there are a number,the bank draft Chuang...etc.in Manchu dynasty.Although these organizations return nothing of is a real bank,have already had some characteristics of the bank.In 1845 in Shanghai from British the eastern bank of the establishment,from appear in the first bank of the our country;China that established in 1897 trades bank,is our country from do of the first bank.The bank structure and the organized form category of the modern capitalism nation are numerous,pressing its working talent demarcation to have:National Central Bank,commercial bank,the investment bank,savings bank with various professional reputation organization.Take National Central Bank as center,the share commercial bank is a corpus,each kind of bank constitutes the bank system of the modern capitalism nations keep both.Under the socialism system,bank since is the economic organization that conducts currency,carry out the letter loan and settles accounts business,is the important organization that the nation regulates economy,the management economy again.
