英语翻译本文在分析了商业医疗保险和道德风险的特点的基础上,再分析我国医疗保险道德风险形成的直接原因和根本原因,以及从供方

This paper analises the direct and basic causes of the moral hazard in the medical insurance of our country at the base of the analisis of the features of the commercial medical insurance and the moral hazard.And it tries to give some advice on the moral hazard in the medical insurance from the angles of both the suppliers and the demanders in order to control the moral hazard in medical insurance effectively,to reduce the running risks of our country's medical insurance agencies,and to promote the development of our country's medical insurance.