问题描述：
问题：What is a lump sum payment? What are the advantages and disadvantages of lump sum payments?
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问题解答：
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A lump sum is a single payment of money,as opposed to a series of payments made over time (such as an annuity)利弊：Lump sum payments have advantages and disadvantages on both the receiving and giving end.It is up to the persons involvedto come into an agreement which mode of payment willbe the best.If a lump sum payment will have significant advantage over annuities,then it should be the best option.够吗
