钱用完了是i'am run out of my money 还是i have run out of my money 还

应该是I have run out of my money.表示“钱已经用完”.
run out of sth.常与进行式连用,表示将来,指“某物将要用完了”.
例:I'm running out of my money .
与完成时连用,表示完成,指“某物已经用完”.
这句话也可以写成:My money has run out.