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A study ①involved 8,500 teenagers from all social backgrounds found that most of them are ignorant when it ②comes to money. The findings, the first in a series of reports from NatWest that has started a five-year research project into teenagers and money, are particularly worrying as this generation of young people is likely to be burdened with greater debts man any before.
University tuition fees (学费) are currently ③caps at £3,000 annually, but this ④will be reviewed next year and the Government is under enormous pressure to raise the ceiling.
In the research, the teenagers were presented with die terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average £ 31.000 by the age of 25, although the average salary for those aged 22 to 29 is just £ 17,815. The teenagers ⑤expected to be in debt when they finished university or training, although half said that they ⑥assumed the debts would be less than £ 10.000. Average debts for graduates are £ 12,363.
Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are ⑦under financial issues, and the younger they become aware of them, the more likely they are to become responsible, forward-planning adults ⑧which manage their finances confidently and effectively."
Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather. ⑨aged 15. from St Helens, said that she ⑩was benefited from lessons on personal finance, but admitted that she still had a lot to learn about money.
A study ①involved 8,500 teenagers from all social backgrounds found that most of them are ignorant when it ②comes to money. The findings, the first in a series of reports from NatWest that has started a five-year research project into teenagers and money, are particularly worrying as this generation of young people is likely to be burdened with greater debts man any before.
University tuition fees (学费) are currently ③caps at £3,000 annually, but this ④will be reviewed next year and the Government is under enormous pressure to raise the ceiling.
In the research, the teenagers were presented with die terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average £ 31.000 by the age of 25, although the average salary for those aged 22 to 29 is just £ 17,815. The teenagers ⑤expected to be in debt when they finished university or training, although half said that they ⑥assumed the debts would be less than £ 10.000. Average debts for graduates are £ 12,363.
Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are ⑦under financial issues, and the younger they become aware of them, the more likely they are to become responsible, forward-planning adults ⑧which manage their finances confidently and effectively."
Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather. ⑨aged 15. from St Helens, said that she ⑩was benefited from lessons on personal finance, but admitted that she still had a lot to learn about money.
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