问题描述：
英语翻译
Small and medium enterprises (SMEs) are increasingly seen as playing an
important role in the economy of many countries.Thus,governments
throughout the world focus on development of the SME sector to promote
economic growth.In Thailand,SMEs comprise the majority of businesses
in the country.The Department of Industrial Promotion revealed that in
2002 there were 1,639,427 SMEs in Thailand,comprising 99.63% of all enterprises (Department of Industrial Promotion 2004).SMEs make substantial
contributions to the national economy in terms of output,employment
and effective utilization of regional resources (Asian Productivity
Organization 2002a; Institute for Small and Medium Enterprises Development
2006).
The crucial role of SMEs to the overall health of the economy is dependent
on their performance - that is growth and profitability (Sage
1993).Although not all small firms pursue growth goals,their mere survival
and provision of jobs for the owner-managers and/or their families
add to the economic wellbeing of a nation (Kotey and Meredith,1997).
Governments around the globe including the Thai government invest in
the development,survival and growth of SMEs in recognition of their contribution
to economic development.The effectiveness of government assistance
to the sector depends on clear identification of barriers to performance
and development of appropriate policies and programs to deal
with them.
Several factors have been identified in the literature as affecting SME
performance,in particular access to external finance (Blackwood and
Mowl,2000; Bukvic and Bartlett,2003; Leeds,2003).Access to finance is
in turn influenced by variables in both the enterprise's internal and external
environment.It is held that SMEs are unable to access external finance
because they are not investment ready.They lack the necessary information
and knowledge of their businesses to approach finance providers or to
be successful in accessing funds if they do (Lattimore et al,1998).Financial
information does not only influence ability to access external capital,
it also influences SME performance directly.This is because it provides all
necessary data on key operational matters with guidelines for controlling
the resources of the firm.These data in turn help firms make effective decisions,
which ultimately enhance their performance (Peacock 2000).
Small and medium enterprises (SMEs) are increasingly seen as playing an
important role in the economy of many countries.Thus,governments
throughout the world focus on development of the SME sector to promote
economic growth.In Thailand,SMEs comprise the majority of businesses
in the country.The Department of Industrial Promotion revealed that in
2002 there were 1,639,427 SMEs in Thailand,comprising 99.63% of all enterprises (Department of Industrial Promotion 2004).SMEs make substantial
contributions to the national economy in terms of output,employment
and effective utilization of regional resources (Asian Productivity
Organization 2002a; Institute for Small and Medium Enterprises Development
2006).
The crucial role of SMEs to the overall health of the economy is dependent
on their performance - that is growth and profitability (Sage
1993).Although not all small firms pursue growth goals,their mere survival
and provision of jobs for the owner-managers and/or their families
add to the economic wellbeing of a nation (Kotey and Meredith,1997).
Governments around the globe including the Thai government invest in
the development,survival and growth of SMEs in recognition of their contribution
to economic development.The effectiveness of government assistance
to the sector depends on clear identification of barriers to performance
and development of appropriate policies and programs to deal
with them.
Several factors have been identified in the literature as affecting SME
performance,in particular access to external finance (Blackwood and
Mowl,2000; Bukvic and Bartlett,2003; Leeds,2003).Access to finance is
in turn influenced by variables in both the enterprise's internal and external
environment.It is held that SMEs are unable to access external finance
because they are not investment ready.They lack the necessary information
and knowledge of their businesses to approach finance providers or to
be successful in accessing funds if they do (Lattimore et al,1998).Financial
information does not only influence ability to access external capital,
it also influences SME performance directly.This is because it provides all
necessary data on key operational matters with guidelines for controlling
the resources of the firm.These data in turn help firms make effective decisions,
which ultimately enhance their performance (Peacock 2000).
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